These Terms of Use
(hereinafter, the "Terms") of the website located at www.payfio.com
(hereinafter, the "Website") constitute a legally binding agreement between the
user and Payfio Gateway Limited, located at 80 Birmingham Street, Unit C6,
Etobicoke, Ontario, M8V3W6, Canada (hereinafter, the "Operator" or
"we").
By using the Website, you confirm that you have fully read and
understood these Terms and unconditionally accept all provisions of the
Terms.
If you disagree with any of the provisions of this document, you
must immediately cease using the Website.
We reserve the right to
unilaterally amend these Terms at any time. Such changes and amendments shall
come into force upon publication of the new version of the Terms on the Website.
Continued
use of the Website after any changes to these Terms constitutes your
unconditional acceptance of the new version of the Terms.
1. Terms of Use of the
Website
1.1. To use the Website, the
user must familiarize themselves with all Terms.
1.2. Use of the Website
is free of charge. The Website is provided "as is."
1.3. While using the
Website, the User agrees not to perform the following actions: (The list of
prohibited actions would follow here in the original document, but is not
included in what you provided.)
a) Do not post or distribute
illegal, harmful, or offensive content. This includes material
that is defamatory, promotes violence or cruelty, infringes on intellectual
property rights, promotes hatred or discrimination, is pornographic or depicts
child exploitation, advertises sexual services, explains how to make or use
illegal substances or weapons, or insults individuals or organizations.
b)
Do not violate or harm the rights of others, especially
minors.
c) Do not impersonate anyone without proper
authorization, including Titanium employees, moderators, or the site owner. Do
not mislead users or Titanium about anything.
d) Do not post or
distribute content unless you have the legal right or
contractual permission to do so.
e) Do not post or distribute
malicious code, viruses, or anything designed to damage
computers or networks. This also includes unauthorized access tools (like serial
numbers, logins, passwords) or links to such materials.
f) Do not
collect or store the personal data of others without
authorization.
g) Do not disrupt the website's
operation.
h) Do not assist in violating the terms
of the agreement.
i) Do not reproduce, sell, or
commercially use any part of the website without explicit
permission from Titanium or as permitted by the user agreement.
j)
Do not violate any laws, including international
law.
1.4. The user agrees to provide accurate information for using the
Website. If the provided information changes, the user must promptly notify the
Operator.
2. Third-Party Websites.
We are not responsible for
any external websites linked from our site. Use them at your own risk; review
their terms of service.
3. Website Content and
Intellectual Property.
All Website content (text,
images, videos, etc.) is owned by Operator and protected by copyright. You may
only use the website's features as intended. Any other use requires Operator 's
prior permission. This includes copying, distributing, or modifying the content.
Personal, non-commercial use is permitted only if all copyright and author
information remains intact and unchanged, unless otherwise allowed by law.
4. Suspension of Website
Access
4.1. The Operator reserves
the right to temporarily suspend access to the Website without prior notice to
the User if the Operator has reasonable suspicion that the Website is being used
for suspicious or illegal activities. Such activities include, but are not
limited to, money laundering, terrorist financing, fraud, sanctions evasion,
violations of personal data protection legislation, or other actions that
violate applicable legal norms.
5. Limitation of Liability
5.1. The Operator is not
liable for any delays, failures, or limitations in the Website's operation
caused by technical malfunctions, including, but not limited to, server
failures, equipment malfunctions, software failures, network systems, or other
infrastructure components. The Operator is also not liable for disruptions in
the Website's operation caused by force majeure circumstances, such as natural
disasters, military actions, acts of terrorism, mass unrest, acts of government
authorities, epidemics or pandemics, power outages, and any other circumstances
beyond the Operator's reasonable control.
5.2. The Operator is not liable
for any losses, damages, lost profits, or other negative consequences incurred
by the User as a result of their violation of these Terms. The User assumes all
risks associated with using the Website in violation of these Terms, applicable
legislation, or instructions posted on the Website.
5.3. The Operator is
not liable for the actions or inaction of third parties involved in the
Website's operation, including banks, payment systems, telecommunications
providers, software and equipment suppliers, and any other parties upon which
the Website's operation may depend.
6. Confidentiality and data
protection
6.1. The User agrees to the
processing of their personal data by the Operator within the framework of using
the Website in accordance with the terms of the Personal Data Processing Policy.
6.2.
The Operator undertakes to ensure the confidentiality of user data in accordance
with the Personal Data Processing Policy and applicable personal data protection
legislation.
6.3. The User confirms their awareness of and consent to the
fact that all operations using Virtual Assets are recorded in a distributed
ledger system, which may include the disclosure of data within the framework of
legal requirements.
7. Other Provisions
7.1. If any provision of
these Terms is found to be invalid, illegal, or unenforceable in accordance with
the law, the remaining provisions of the Terms shall remain in full force and
effect as if the invalid provision had not been included in the Terms.
7.2.
The full version of the Terms is published on the Website.
7.3. To
resolve issues related to the Website's operation, users can contact the
Operator through the Website interface or by sending an email to: [email protected].
7.4. The
Operator reserves the right to amend these Terms at any time. Changes shall come
into force from the moment of their publication on the Website, unless otherwise
indicated by the Operator. Continued use of the Website by the User after the
publication of the updated Terms signifies agreement with the changes made.